home-calc

For people who never got real financial guidance

Simple, free calculators for anyone trying to understand money without the jargon. Whether you grew up poor, feel stuck renting, stress about debt, or just never learned this stuff.

No signup
No selling
Just clear tools

What you can do here

  • Calculate mortgage payments and see what you can afford
  • Plan your budget using the 50/30/20 rule
  • Watch how small savings add up over time
  • Compare car loan options and payoff strategies
  • Plan retirement contributions to max out by year-end

Free Financial Calculators

Choose a calculator to get started

Budget Calculator

Understand where your money goes each month. Track income vs. expenses and use the 50/30/20 rule to build a balanced budget.

Go to Budget Calculator
Mortgage Calculator

Get a clear picture of your monthly mortgage payment so you can plan your budget with confidence.

Go to Mortgage Calculator
Savings Calculator

See how small, regular contributions add up over time. Watch your savings grow with compound interest.

Go to Savings Calculator
Car Loan Calculator

Calculate your monthly car loan payments and see how different loan terms affect your budget.

Go to Car Loan Calculator
Car Loan Payoff

See how extra payments can save you money and get you closer to financial freedom. Every extra dollar counts.

Go to Car Loan Payoff
Retirement Contribution

Find out exactly what percentage to contribute to max out your retirement account by year-end.

Go to Retirement Contribution

Built for people starting from scratch

Clear tools that help you compare options, understand real costs, and make informed decisions about your money.